Legal Notice

PANGEA Private Family Offices Inc.

The information, material and content provided in the pages of our websites, including pricing information, (the "Information") is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and PANGEA Private Family Offices Inc. its officers, directors, employees and agents (PANGEA Private Family Offices Inc.) have no obligation to update the Information. The Information or the Websites may be changed, withdrawn or terminated at any time without notice.

Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly, and your continued access or use of the website will mean that you agree to any changes.

Any submission by you of an application, instruction or other request is subject to acceptance by PANGEA Private Family Offices Inc. and can be declined by PANGEA Private Family Offices Inc.

Not offering any advice

The website Information is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional. Your adviser can help to ensure that your own circumstances have been properly considered and any action is taken on the latest available information.

No warranties

PANGEA Private Family Offices Inc. provides the website and the Information on an "as is, where is" basis and do not make any express or implied warranties, representations, or endorsements with respect to the Websites or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currency, reliability and fitness for a particular purpose. Further, PANGEA Private Family Offices Inc. does not represent or warrant that the websites will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, difficulties in use, defects, incompatibility, failures, errors, omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for taking protection and backup of data and/or equipment and for taking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Trademarks and copyrights

Certain names, words, titles, phrases, logos, icons, graphics or designs, or other content on the website, are trademarks or trade names owned by the PANGEA Private Family Offices Inc. Nothing on the website shall be construed as conferring any license of any intellectual property rights, whether by estoppel, implication or otherwise. The Information is for your personal use, provided such use includes a reference to the respective copyright and/or trademark notice or attribution as denoted on the pages copied. Except when otherwise stipulated, the Information may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of PANGEA Private Family Offices Inc. The Information is protected under the copyright laws of Canada and other countries. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of the website may be a violation of federal or other law that may apply to trademarks and/or copyrights, and such actions could subject the copier to legal action.

Information provided by you

You agree that any information or materials that you provide to PANGEA Private Family Offices Inc. through its website shall become the sole property of PANGEA Private Family Offices Inc., and may be used freely by PANGEA Private Family Offices Inc. By providing such information and materials, you declare and warrant that you have all necessary rights to submit such information and materials and that the information and materials do not infringe the rights of third parties.

Electronic Communication via the Internet

Any unprotected electronic communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail, Social Media Pages (later defined)), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary or sensitive information about you or others via these mediums. PANGEA Private Family Offices Inc. is not responsible for and will not be liable to you or anyone else for any damages in connection with an email, text message, comment, post or any other electronic message sent by you to PANGEA Private Family Offices Inc., or an email, text message, comment post or any other electronic message sent by PANGEA Private Family Offices Inc. to you.

No endorsements

No endorsement or approval of any third party or its advice, opinions, information, products or services is expressed or implied by any Information.

No liability

PANGEA Private Family Offices Inc. is not responsible, and will not be liable to you or anyone else, for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the website or the Information, or your ability on inability to access or use the websites or the Information, or any action or decision made by you in reliance on the website or the Information, or any errors in or omissions from the website or the Information, or any unauthorized use or reproduction of the Websites or the Information, even if PANGEA Private Family Offices Inc. has been advised of the possibility of these damages.

Links/Software

The Websites include links to other websites and media. Links from or to websites, including links to other websites, are for convenience only PANGEA Private Family Offices Inc. does not review or control, and are not responsible for, any websites linked from or to our website, the content of those websites, the privacy practices of those websites, the third parties named therein, or their products or services. Linking to any other website is at your sole risk and the PANGEA Private Family Offices Inc. will not be responsible or liable for any damages in connection with such linking. In addition, PANGEA Private Family Offices Inc. does not endorse or approve of any websites linked from or to our website.

You may not gather, extract, reproduce and/or display on any other website or other online service, any material on or from PANGEA Private Family Offices Inc. website, whether or not by the use of spiders or other 'screen scraping' software or system used to extract data without the express consent of PANGEA Private Family Offices Inc.

If you download any software, we are not responsible or liable for any difficulties or consequences associated with downloading such software. The use of any downloaded software is governed by the terms of the applicable license agreement, if any, which accompanies such software or is provided with such software or herein.

PANGEA Private Family Offices Inc. does not warrant software applications that third parties offer to access any services, features, functionality, content and/or information.

General Statement

By using the Social Media Pages and submitting a comment, photo, video links and/or other materials, you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) agree to be bound and comply with these Terms, the PANGEA Private Family Offices Inc. Privacy & Security Policy and the general terms of use applicable to the Social Media Page Websites.

Social Media Terms of Use

The Social Media Pages are designed for you and we encourage you to review, leave comments, discuss PANGEA Private Family Offices Inc.’s services, watch and share our videos and to engage us. Some of the comments and materials posted to the Social Media Pages and the Social Media Page Websites may not represent the opinions of PANGEA Private Family Offices Inc. You agree that you will not post or submit any information, post, link or material of any kind on the Social Media Pages which fall into any of the categories described below:

  1. Anything defamatory, abusive, infringing, obscene, misleading, unlawful or which otherwise violates the legal rights (including the privacy) of others;
  2. Anything that contains any unsolicited advertising, promotional materials, or other forms of solicitation to other users, individuals or entities;
  3. Anything that falsifies the origin or source of any information; or
  4. Any financial or personal information about yourself or others. For more information.

Any information, posts, links or material of any kind that we determine to fall into any of the categories described above will be removed.

PANGEA Private Family Offices Inc. will not be responsible or liable for the entities which own or operate the Social Media Page Websites or the Social Media Page Websites in any way, including being liable for any losses, or direct or indirect damages arising from any action or decision made by you or anyone else in reliance on the Social Media Page Websites.

2013